Methodology
Every outcome can be explained.
We publish our calculation method because an estimate is only as credible as the assumptions behind it.
Step 01
Collect
Business profile, spend, current providers, currencies and finance workflows. The free analysis uses your answers without a bank connection.
Step 02
Normalize
We map inputs to standard financial categories: card spend, advertising spend, payment volume, currencies and operating time.
Step 03
Model
We apply provider rules, caps, category restrictions, fixed costs and operational assumptions. Current benchmarks use 1% without a cap, €42 per hour and 75% automatable bookkeeping time.
Step 04
Compare
Your current setup is compared with every eligible alternative using the same calculation method.
Step 05
Calculate
Every opportunity receives a conservative, expected and maximum outcome. We never present an uncertain projection as guaranteed savings.
Conservative
€18,420
Expected
€20,940
Maximum
€23,600
Step 06
Prioritize
Opportunities are ranked by economic impact, confidence and implementation effort. The result is an action list, not a score.
Sample calculation
SAMPLE DATA — using the same structure applied to your own figures.
Calculation
Advertentiespend via de zakelijke kaart
| Meta-spend | Ingevoerd | €420.000 / jaar |
| Huidige eligible cashback | Providerdata | 0,20% |
| Huidige bruto reward | Berekend | €840 |
| Huidige jaarlijkse kaartkost | Providerdata | €240 |
| Huidige nettowaarde | Berekend | €600 |
| Alternatieve eligible cashback | Providerdata | 0,75% |
| Bruto reward alternatief | Berekend | €3.150 |
| Jaarlijkse kost alternatief | Providerdata | €420 |
| Verwachte nettowaarde | Berekend | €2.730 |
Difference€2.130 / jaar
Bronnen: providertarieven en -voorwaarden (versie 2026.09, laatst gecontroleerd op 15 september 2026) en door de gebruiker opgegeven spend.
Model limitations
Actual outcomes depend on contracts, acceptance, negotiated rates, integrations and changing terms. Results are indicative estimates, not guarantees or financial advice. Always verify current provider terms.
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